Category: Real estate

Buying your first home with a mortgage or cash?

Paying in cash avoids taking on a debt with a bank , but this choice can leave little liquidity available. Conversely, with the mortgage you pay little by little – so it is certainly a more sustainable solution for most Italian families. On the other hand, however , the commitment to the bank can take a very long time : the mortgages can last from 5 to 30 years during which you will also have to pay the interest expense

Many today choose to buy part of the house in cash and part with a mortgage, so as to be able to maintain liquidity to face notary fees , taxes and furnishings, in addition to daily expenses and unexpected ones that can always happen.

First home purchase in cash: advantages

The first condition for buying a house by paying in cash is obviously economic availability : you must have a lot of money aside or you must be able to count on a loan from a family member (parents or grandparents).

Being able to choose it, this solution is advantageous because it avoids having a debt with the bank for many years .

Furthermore, paying the house in cash has lower costs – compared to the mortgage – because you do not have to pay interest to the bank and fees and taxes to the notary and the state. So, in fact, the house costs less than buying with a mortgage.

From the point of view of the management of the family economy, although the mortgage obliges us to organize family expenses in the best possible way, it also allows us not to affect any savings accumulated to manage unexpected expenses.

Sell Your Piece Of Land In New York

Selling land is not a child’s play. It requires thorough research and a good amount of experience. But most people feel very confused and lost about it. So, is there a solution to it?

What are some ways you can sell your land?

  • The first step is to do a thorough assessment of current market trends in order to determine a fair price for the land.
  • Among the best ways to sell your home is to advertise it in various media, including online property websites.
  • One may also use offline media such as papers and magazines to simply place adverts in classified areas and particularly real estate sections.
  • Various online portals also offer paid packages that charge a monthly fee in exchange for prioritising your ad above non-paid advertisements.

With a proper plan and strategy, it’s not that hard to sell your land for a good return

Generic buyers are one such online portal where you can sell your land. They provide a great service and true value for your land, something you can surely trust. They make the process of selling unoccupied land simple and fast for property owners.

For anyone who is looking to sell their land and is in need of instant payments, they are one of the best sites to reach out to, as they are always down to purchase properties in any situation. Their main aim is to make the whole process stress and hassle-free. So what are you waiting for? Get in touch with them today through this link!

Know All About Selling A House

In life, nothing comes easy. There is a struggle for everything. One has to have patience. The most time-consuming process is of selling a house. It can take up a lot of time and the capacity of a person to remain calm to get angry in seconds when the sale is not made. To avoid all of these hassles one can try out with them as they offer sales that would get the customer with instant cash. They have the best offer to make to any person regarding their home. They help out with several rates and the customer has the right to choose from the different options available. The whole stress and anxiety of a person are not going to happen when working with them. They understand the needs of the customers and hence provide them with the best option.

It is best to use them as they have several benefits to offer. Some of the benefits they offer are listed down below as follows:

  • The whole process with them is smooth. It is not complex or time-consuming.
  • There are no intermediary or any real agents that are involved.
  • They are costing no fees. They know time is money and hence provide quick services in which no person has to wait.
  • They also cover all the costs such as the closing cost.

Every person has to read all about them using their It provides all the information that is available and would be helpful.